Address
13643 Front Beach Road, Panama City Beach, FL
Price
$ 3,500,000
Property Attributes
  • MLS#772029
  • TypeSingle Family
  • Listing Status Active
  • CountyBay
  • CityPanama City Beach
  • Area03 - Bay County - Beach
  • NeighborhoodMargaritaville Cottages
  • Zip32413
  • Style
  • Year Built2023
  • Taxes$ 31489
  • Price$ 3,500,000
  • Bedrooms6
  • Full Bathrooms6
  • Half Bathrooms1
  • Sqr Footage3990
  • Lot Size0.9 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description

**PRIVATE ELEVATOR** This Gulf-front retreat in Margaritaville Beach Cottage Resort blends laid-back luxury with modern comfort, offering the ultimate escape in Panama City Beach. Built in 2023 and sold fully furnished, this Oasis floor plan spans 3,990 square feet across three levels - all with unobstructed views of the emerald Gulf waters. Professionally designed with decor that captures the breezy, carefree vibe of the Margaritaville lifestyle, the home features luxury vinyl plank flooring throughout and a thoughtful layout tailored for both relaxed getaways and high-performing rentals. From morning coffee to sunset cocktails, enjoy panoramic Gulf views from your private balconies on every level. The first floor features a spacious recreation room with a foosball table, wet bar, full-sized refrigerator, and ice maker - perfect for entertaining after a day in the sun. Step outside to your private 8x17 beachfront pool and take the private dune walkover straight to the sand. With 6 bedrooms, a bunk area, and 6.5 bathrooms, this home comfortably accommodates large families and rental guests alike. The private elevator makes each level easily accessible. On the second floor, an open-concept great room takes full advantage of the water views, with a living area, dining space, and a chef's kitchen featuring Frigidaire Professional appliances, a 36'' gas range, quartz countertops, and maple cabinetry. Two guest suites with private baths, a powder room, and a full laundry area round out this level. Upstairs, the Gulf-facing primary suite offers a true retreat with expansive views down the coast, a walk-in closet, balcony access, and a spa-inspired ensuite with double vanities and a walk-in shower. Two more guest bedrooms with private baths and a cozy bunk nook complete the third floor. Additional features include a two-car covered carport plus parking for three more vehicles - rare for Gulf-front homes. As part of the Margaritaville Beach Cottage Resort, you and your guests have access to top-tier amenities: a resort-style pool with a 425-foot lazy river and H2O Adventure waterslides, pickleball court, indoor arcade, game lawn, hammock grove, and poolside movie nights. On-site dining options include The Salty Rim Bar & Grill, Fins Restaurant & Bar, and Joe Merchant's Coffee & Provisions - perfect for everything from poolside snacks to sunset dinners. Whether you're looking for a luxurious vacation home or a high-performing rental property, this is a rare opportunity to own in one of the most exciting beachfront resorts on the Emerald Coast. Call today to schedule your private tour and explore rental income potential, projections, and how to make this island-inspired dream a reality.

Elementary School Middle School High School
Hutchison Beach Elementary School Surfside Middle School Arnold High School
Price History
2/17/2026 Listed $3,500,000

General Features

Sewer Public Sewer
Utilities Electricity Available
Property Subtype Single Family Residence
Tax Year 2024
Community Features Pool,Barbecue,Short Term Rental Allowed
County Bay
Property Type Residential
HOA true
Subdivision Name Margaritaville Cottages
Status Active
Directions Margaritaville is located about 2 miles east of Pier Park directly on Front Beach Road. 10th house down on the beach side.
High School Arnold
City Panama City Beach
MLS Area 03 - Bay County - Beach
Lot Size Units Acres
Lot Size Square Feet 39204
Elementary School Hutchison Beach
Tax Annual Amount 31489
Middle/Junior High School Surfside
MLS Area Minor 0318 - Beach - Central South
Standard Status Active
Property Sub Type Additional Single Family Residence
Occupancy Type Tenant
Waterfront Features Gulf
Year Built 2023
Association Fee Includes Cable TV,Internet,Maintenance Grounds,Pool(s),Trash,Water
Heating Electric
Cooling Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment
Appliances Bar Fridge,Electric Oven,Electric Range,Tankless Water Heater
Patio/Porch Features Balcony,Deck,Covered,Porch
Construction Materials HardiPlank Type
View Gulf,Water
Attached Garage false
Garage Y/N false
Total Rooms 10
Full Baths 6
Virtual Tour https://www.asteroommls.com/pviewer?hideleadgen=1&token=pXfdCKDtvkmGUXDgBgeyFg
Architectural Style Coastal
HOA Fee 1775
Assoc Fee Paid Per Quarterly
Pool Features Gas Heat,In Ground,Community,Private
Security Features Fire Sprinkler System
New Construction false
Roof Metal

Interior Features

Total Baths 7
Interior Amenities Balcony,Double Vanity
Furnished Units All Units
Air Conditioning Y/N true
Heating Y/N true
Total Bedrooms 6
LivingAreaSource Appraiser
Window Features Double Pane Windows,Storm Window(s)
Half Baths 1

Exterior Features

Lot Features Sprinkler System
Lot Size Area 0.9
Lot Dimensions 40X206
Lot Size Acres 0.9
Building Area Total 3990
Waterfront Y/N true
Exterior Amenities Barbecue,Covered Patio,Deck,Outdoor Shower
Foundation Details Pillar/Post/Pier
Private Pool true

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 32413

Price
AVG $1.05M
$3.5M
Taxes
AVG $6,689
$31,489
Year Built
AVG 2010
2023